Blog

Do You Need Flood Insurance?

With our recent hard winter, many of our clients are wondering about flood insurance.  It’s not just for people who live in flood zones!  Many clients had flooding occur as a result of rapid snow melt off over the winter. Flooding caused by surface water is not covered in a typical homeowner’s policy.  We also had many clients that wanted to add coverage right before the melt-off....

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Spring is Boat Season

Is Your Watercraft Protection Underwater? Spring is just around the corner. Before you know it, flowers and lawns will be blooming with beautiful and vivid colors. Springtime is also when boat enthusiasts often start to consider purchasing a sail boat or power boat. Many consumers, however, lack an understanding of the myriad and multi-faceted loss exposures associated with boat ownership. And...

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Bring On the Warmth – From the Sun, Not Fire

  The approach of spring brings the promise of warm, warmer and the warmest months to come. Kemper has provided the following important tips to help ensure your welcome relief from winter’s cold comes from the sun and not from fire.   Flash fire – when lightning strikes Because of atmospheric conditions, summer is the most common time of year for lightning. There are a few things...

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Wildfire Basics

Few people realize that when they move to the edges of into a wilderness area, they move into the domain of wildfires. Even though you may live in a thoroughly contemporary suburb, if you can look away into open country, brush or deep woods, you’re vulnerable during hot and dry seasons. According to the Insurance Institute for Business & Home Safety, one-third of U.S. homes are located...

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Changing Lives, Changing Needs: Marriage and Your Insurance

Of course, thinking about how marriage will affect insurance is not at the top of a couple’s list when the wedding vows are taking place, but with every life stage and change, insurance needs to be a priority. The basics such as name and address changes are not the only insurance evaluations that need to be considered before and after the marriage. Is pre-natal care offered on your health...

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